Use of this website is subject to the legal notices set out below which should be read carefully.
Using this website, you are deemed to have read, understood, and accepted this notice. This website and the information contained within it are made available by PennyTree.
This legal notice may be modified from time to time, so please continue to review this whenever accessing or using this application. If at any time you do not accept these conditions in full, then you must leave this application immediately.
This application and the information and material contained in it are not directed at or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability, or use would be contrary to applicable law or regulation or which would subject PennyTree and/or its subsidiaries or affiliates to any registration or licensing requirement within such jurisdiction. Every person or entity accessing this application and information contained in it has the responsibility for ensuring no law is infringed in the jurisdiction in which the person is situated by accessing this application.
This statement sets out PennyTree’s policy in relation to the holding and use of information that may be obtained when you use this application.
PennyTree does not disclose any personal information obtained about its clients, except as required or permitted by law. PennyTree is committed to preserving the confidentiality and security of its clients’ personal information.
If you have a concern about the way in which we have handled a particular privacy matter, please send an email to email@example.com
When you choose to submit your next of kin details to us, you are voluntarily giving us information, that may include personal data. We will use the information you provide to provide a service, only in the context in which you have contacted us, but will have no legal liability for any personal data in the information shared, including for whether such personal data was duly obtained by the person sharing it with PennyTree
This Privacy Statement was last updated in November 2021.
All information contained on this application is for information purposes only. Accordingly, to the maximum extent permitted by law, PennyTree provides you with this application on the basis that all representations, warranties, conditions, and other terms are excluded and which, but for this legal notice, might have effect in relation to this application.
Material presented on this application, unless specifically indicated otherwise, is under copyright to PennyTree. None of the material, nor its content, nor any copy of it, may be altered in any way, transmitted to, copied, or distributed to any other party, without the prior express written permission of PennyTree.
Furthermore, PennyTree does not make any representations or warranties as to the security of any information you may be requested to give to any third party.
This legal notice shall be governed by and construed in accordance with the laws of Lagos State in Nigeria.